One of the first questions people ask before moving to Bali is: “What’s the average cost of living in Bali for expats?” The truth is, it depends on the kind of lifestyle you want.
Some people live happily on less than $1,000 per month, while others spend $3,000+ enjoying a more luxurious island life. The key is creating a budget that gives you both comfort and freedom.
Let’s explore what those different lifestyles actually look like, so you can plan your budget better before visiting Bali.
Key Takeaways
- Cost of living in Bali depends on lifestyle, from budget-friendly ($600–$900/month) to mid-range comfort ($1,100–$1,800/month) and luxury living ($2,500–$6,000+).
- Main expenses to plan for: housing, food, utilities, transportation, healthcare/insurance, visas, and imported goods which are significantly more expensive.
- Additional budget considerations for expats: school fees, driving permits, alcohol taxes, and income/property taxes (both Indonesian and home country obligations).
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The Budget-Friendly Expat Lifestyle ($600–$900/month)
If you’re living in Bali alone, you may spend around $600–$900 per month. Here’s what Bali prices look like on a budget:
- Simple guesthouse or homestay: $250–$400
- Local food & daily meals: $150–$250
- Scooter rental + fuel: $60–$100
- Local SIM, Wi-Fi, and laundry: $50–$80
- Occasional drinks, yoga, or outings: $100+
This lifestyle is ideal for digital nomads, backpackers, and minimalists staying long-term. The focus is on low cost rather than luxury, often involving shared housing or living farther from tourist hotspots.
Picture this: you’re living in a small homestay in Ubud or a shared villa in Canggu. Most meals come from local warungs where a plate of nasi goreng costs just $1 or $2.
You get around on a scooter and spend weekends exploring waterfalls or hanging at the beach.
Read More: How to Build a Villa in Bali as a Foreigner (+ Cost Breakdown)
The Mid-Range Budget for a Balanced Lifestyle ($1,100–$1,800/month)
Now imagine living in a private villa with a pool, or a modern co-living space where you meet like-minded expats. You mix local meals with brunches at trendy cafés, keep a gym or yoga membership, and maybe take weekend trips to Uluwatu or Nusa Penida.
If you prefer to stay in Bali with a mid-range lifestyle, expect to spend around $1,100–$1,800 per month. Here’s a realistic breakdown:
- Private apartment, villa, or co-living (with Wi-Fi & utilities): $500–$1,000
- Dining out (local + Western cafés): $300–$500
- Scooter or app-based rides: $60–$100
- Gym, yoga, or fitness classes: $100–$200
- Social life, shopping, weekend trips: $300+
This is the most common choice for expats, comfortable, convenient, and still much cheaper than living in Europe, Australia, or the US.
The High-end Living in Bali Cost ($2,500–$6,000+/month)
Finally, there are expats who move to Bali to enjoy it all beachfront villas, fine dining, spa treatments, and private drivers. Families, entrepreneurs, and long-term residents often choose this lifestyle in areas like Seminyak, Canggu, Sanur, or Uluwatu.
The total cost of a full luxury lifestyle in Bali ranges from $2,500 to over $6,000 per month.
Here’s what this looks like:
- Designer villa with staff & pool: $1,500–$4,000+
- International restaurants & bars: $600–$1,000+
- Private driver or premium transport: $300–$600
- High-end gym, spa & wellness services: $200–$500
- Nightlife, social events & parties: $500+
- Weekend getaways abroad or to nearby islands: $500–$2,000
Read More: Want to Live in Bali Long-Term? Best Place to Build a Villa
Other Costs Expats Should Plan For
Beyond daily living, don’t forget to budget for these items:
| Category / Item | Price |
|---|---|
| Food – Local warungs or small-family owned eateries – Western-style restaurants and cafes – Groceries (cooking at home) | USD 1-2 for a meal USD 5-10 for a meal USD 100-300/month |
| Healthcare & Insurance – Local outpatient visit (no insurance) – Basic insurance (nomads/travelers) – International full coverage | USD 20–80 each USD 60–150/month USD 200–400/month |
| Visas & Legal Fees | USD 50–150/month |
| Connectivity & Utilities – Home internet/Wi-Fi – Electricity (AC room) | USD 25–60/month ~USD 50/month |
| School Fees – International schools | ~USD 1,200/month per child Up to USD 10,000 per year |
| International Driving Permit (IDP) | From USD 50 |
| Alcohol (imported) | 1.5–3x higher than Western countries |
| Transportation – Motorbike rental – Driver with a car – Ride-hail apps | USD 50-70/month USD 450/month Start from USD 1 per ride – USD 10 for an hour |
Taxes for Foreigner Living and Working in Bali
If you’re a foreigner living or working in Bali, you’ll need to pay attention to tax rules both in Indonesia and possibly in your home country.
In Bali, any income earned locally is generally subject to Indonesian income tax. Income from outside Indonesia, however, may still be taxable in your home country depending on its tax agreements and laws.
For digital nomads and freelancers, extra tax obligations can apply. Because tax laws change from time to time, it’s important to stay updated and understand what applies to your situation.
If you’re looking to invest in Bali, don’t forget to factor in taxes such as property tax and potential capital gains tax. Working with a trusted local tax professional can help you navigate these requirements smoothly and legally.
It’s highly recommended to check the latest tax regulations before moving and, if possible, seek advice from a professional tax consultant. This ensures you stay compliant and avoid unnecessary penalties.
FAQ
1. What is the average salary in Bali?
Salaries in Bali differ by profession, but the official minimum wage for 2025 is IDR 2,996,560 (about $190 USD). In some regencies, like Badung, the minimum is higher at IDR 3,534,338 (around $210 USD).
2. What’s the average rent in Bali?
Rental prices in Bali depend on location, lifestyle, and property type. A private room can cost under $500 per month, while upscale villas or apartments may reach $1,300 or more.
3. Where is the cheapest place to live in Bali?
The most affordable areas are generally outside the main tourist zones—such as Ubud, as well as the northern and eastern parts of the island.
4. Where do rich locals live in Bali?
Wealthier residents often choose luxury areas like Seminyak, Canggu, Uluwatu, and Nusa Dua.
5. How much is electricity in Bali?
Electricity is prepaid through a top-up system, with costs depending on usage. On average, the rate is around Rp 1,444.70 per kWh.
Conclusion: Average Cost of Living in Bali as an Expat
So, living in Bali actually isn’t that expensive. You can start a new life here with as little as $600 per month. Of course, how much you’re willing to spend will shape your lifestyle.
For a more balanced and comfortable way of living, we recommend budgeting around $1,100–$1,800 per month.
Based on our experience, your overall costs can be reduced significantly if you own a villa in Bali, so you won’t have to deal with rent that can rise unexpectedly.
Want to learn how to legally own a villa in Bali? At ILOT Property, we specialize in helping expats and foreigners find the perfect home on the island.
Contact us today for a free consultation whenever you’re ready.
